Hawaii Moped Accident Attorney:
Foster Law Offices represents Hawaii residents, visitors and tourists who have suffered a serious injury as a result of a moped accident on a Hawaii roadway. Moped accident claims are similar to motorcycle accidents but there are a few important distinctions.
Moped accidents often result in catastrophic injuries due to the lack of protection afforded to riders in the event of a collision with an automobile. Common injuries in a moped accident include, but may not be limited to: traumatic brain injury, bone fractures, spinal cord injuries and disc herniation and injury. The latest data from the National Highway Traffic and Safety Administration identifies nearly 5,000 motorcycle/moped deaths each year alone in the United States.
Catastrophic Financial Losses:
With catastrophic injuries come catastrophic financial losses to the injured moped rider. From medical bills to lost wages, to extreme pain and suffering, the financial consequences of a moped accident can be devastating to an accident victim and his or her family.
The financial impact of a moped accident must be dealt with as quickly as possible. The process of dealing with the financial component of the accident begins with the gathering of evidence and interviewing of witnesses. During the investigation phase, it is important to refrain from speaking with any insurance company or investigating agency prior to consulting with an experienced Hawaii personal injury attorney who understands the nuances of the law pertaining to accident liability in moped accidents.
As of July, 2015, Hawaii law does not require mopeds to be insured. As a result, clients who are injured in a moped accident who do not have insurance are forced to rely on the insurance of the at-fault driver. However, there is currently an exception to the no-insurance rule in that, any moped that is rented/leased is required to maintain no less than $25,000.00 bodily injury coverage, and $5,000.00 in property damage insurance.
Insurance Company Negotiations and Litigation:
Put simply, dealing with the at-fault driver's insurance company is an adversarial process. The insurance company is not required to negotiate in good faith or provide benefits to an injured moped accident victim if the insurance company can prove that the driver was not liable for the accident. Additionally, the insurance company can delay a settlement for years if the attorney representing the injured moped victim does not understand the nuances of personal injury litigation.
Oftentimes, the only way to recover a fair settlement in a catastrophic injury or wrongful death case is to file a lawsuit and fully litigate the claim. Sometimes, the insurance company will force the matter to a jury trial. Thus, injured moped accident victims need experienced legal counsel who will not only undertake strategic negotiations but also can litigate a personal injury case in a Hawaii Circuit Court.
A common insurance company tactic is to delay and stall for as long as possible in the hopes that the injured victim or his/her family will simply give up. At Foster Law Offices, we counter such stall tactics with aggressive litigation, backed by the financial resources, necessary to take the matter through trial.
We Are Here To Help:
If you or a loved one has been injured in a moped accident caused by a negligent driver, we are here to help. We offer a free initial consultation and our fee structure requires no payment of legal fees until we obtain a settlement for you or your loved one.
To schedule a consultation, please call or text our office at (808) 348-7800or send us an email by completing the"Contact Our Firm" box to the right. We look forward to speaking with you.